Connect with an independent CISA insurance agent for more options, better prices, and expert advice — across California & Arkansas.
Workers' Comp, General Liability, Commercial Auto, BOP, Inland Marine & more — from 40+ A-rated carriers.
Or, talk to an agent now (209) 400-1710
Choose your policy from multiple leading insurance providers.
Purpose-built coverage for every hazard class — not generic off-the-shelf policies.
All CSLB license classes covered. Workers' Comp from $12/mo, GL, tools & equipment, and CSLB bond filing — same day.
Product liability, equipment breakdown, cargo, and Workers' Comp built for production floor exposure — multi-carrier market access for hard classes.
Inland marine, cargo, and general liability bundles for high-volume distribution operations.
Liquor liability, food spoilage, slip-and-fall, and employee injury coverage for hospitality businesses.
High-hazard specialty classes that most carriers won't touch — we have direct markets and wholesale access.
Business owners policies, umbrella, and commercial auto for customer-facing operations.
CSLB-compliant, high-hazard approved, same-day binding.
State-mandated and surplus lines Workers' Comp for high-hazard classes. Payroll-based premiums with EMR management consulting included.
Commercial General Liability from $1M to $10M+ limits. Blanket additional insured, primary & non-contributory, and waiver of subrogation available.
Business Owners Policies (BOP), Commercial Auto, Inland Marine, and custom multi-line packages — all structured to maximize coverage at minimum premium.
From a single contractor to a multi-location operation, the right commercial insurance is the difference between a manageable incident and a balance-sheet loss. CISA is an independent brokerage licensed in California and Arkansas that shops 40+ A-rated carriers to build a program around your real exposure \u2014 not a one-size template.
Mandatory in California and Arkansas for businesses with employees, workers’ compensation insurance covers medical bills, lost wages, and disability when an employee is injured on the job. We place standard and high-risk programs — including high experience modification (EMR > 1.0), construction, roofing, and staffing — and help lower your mod factor over time with a proactive safety and claims strategy.
Compare workers’ comp plansGeneral liability (GL) insurance is the foundation of a business policy, covering third-party bodily injury, property damage, and personal/advertising injury. CISA shops 40+ A-rated carriers to structure limits, deductibles, and additional insured endorsements that match how contractors, manufacturers, and service businesses actually operate — so a single slip-and-fall or faulty-workmanship claim never sinks your balance sheet.
See general liability optionsFrom single work trucks to multi-vehicle fleets, commercial auto insurance covers liability, collision, comprehensive, and cargo for vehicles used in business. We build fleet programs with motor truck cargo, broadened pollution, and hired/non-owned auto endorsements — and bundle driver MVR monitoring to keep premiums down as your team grows.
Get a commercial auto quoteA Business Owner’s Policy bundles general liability and commercial property at a lower combined premium, built for small and mid-sized businesses. We tailor each BOP with business income, extra expense, and equipment breakdown coverage — so a fire, break-in, or utility failure doesn’t pause payroll. For eligible operations it’s the most cost-effective way to cover the fundamentals.
Build a BOP packageCommercial property insurance protects your building, equipment, inventory, and improvements against fire, theft, wind, and vandalism. We evaluate replacement cost vs. actual cash value and add ordinance or law, debris removal, and builders risk endorsements so the coverage matches the true rebuild cost of your operation — not a depreciated guess.
Quote commercial propertyTools and equipment left on a job site or in transit are a top loss exposure for contractors. Inland marine — also called equipment floater or tools & equipment coverage — protects your gear anywhere, at replacement cost, scheduled or blanket. We pair it with installation floater and rigging coverage for specialty trades, closing the gap a standard property or auto policy leaves wide open.
Cover your equipmentService businesses, consultants, and technology providers face claims that a service error or data breach caused financial harm. Professional liability (errors & omissions) and cyber liability insurance cover defense costs, settlements, and notification and recovery expenses after a breach. We structure limits and retroactive dates that protect your reputation and your contract backlog.
Quote E&O and cyberSelect your industry and state to see the insurance options and compliance requirements that apply to you.
Over 200 contractors, manufacturers, and business owners across California & Arkansas trust CISA.
"CoverForce saved us over $18,000 on our workers' comp renewal. They shopped 12 carriers and had our certificates ready in under 24 hours. Best decision we've made for our business."
Answers straight from our licensed specialists — no jargon.
Still have questions?
Speak directly with a licensed California insurance specialist — no hold music, no call centers.
One dedicated specialist — not a call center — will personally reach out with your options.
🔒 Your data is never sold. Licensed CA broker · 40+ A-rated carriers.
