Workers' Comp, General Liability, Commercial Auto and more — for every Arkansas contractor from GC to specialty sub. We bind same-day and issue ACLB-compliant certificates within the hour, even for high-hazard and high-EMR trades other brokers decline. Free quote in 15 minutes.
From a solo GC to a multi-crew specialty sub — we insure every Arkansas contractor license class, including the high-hazard trades that standard carriers decline.
Arkansas requires WC for all construction contractors with 1+ employees and all other employers with 3+. We find competitive rates even for high-hazard trades and elevated EMRs — and bind same-day.
Required for your ACLB license and virtually every GC contract. We place $1M–$4M GL policies for Arkansas contractors, including high-hazard trades other carriers decline.
Covers your trucks, vans, and equipment vehicles. We write scheduled and non-owned commercial auto for Arkansas contractors — single truck to full fleet.
Tools stolen from a job site. Equipment damaged in transit. Inland marine covers your gear anywhere in Arkansas — on site, in your truck, or at the warehouse.
Adds $1M–$5M+ of excess liability above your GL and auto limits. Often required before a GC will let you on the job — we place umbrella coverage same-day with your primary policies.
Standard GL excludes pollution claims. For HVAC, excavation, demolition, or hazmat-adjacent work in Arkansas, CPL is essential — and we place it through specialty markets.
Yes. Arkansas requires contractors on projects exceeding $2,000 to be licensed through the Arkansas Contractors Licensing Board (ACLB). Licensing requires proof of General Liability and Workers' Comp insurance. Operating without a license — or with lapsed coverage — puts your license and your business at serious legal and financial risk.
Yes, and most GCs won't put you on a job without it. Arkansas general contractors typically require subs to carry their own General Liability policy with the GC named as additional insured and often a waiver of subrogation. We issue your ACORD certificate — including all required endorsements — the same day your policy binds.
Yes. A high EMR means standard carriers may decline you — but CISA has direct access to surplus lines markets and the Arkansas assigned risk plan that are specifically designed for elevated-EMR contractors. We place Workers' Comp for Arkansas contractors with EMRs above 1.5 regularly.
Once your policy binds, we issue your certificate of insurance — including additional insured, waiver of subrogation, and primary non-contributory endorsements as required — the same business day. Most COIs are delivered within the hour.
CISA is licensed to place commercial insurance across all of Arkansas. Whether you're in a major metro or a smaller market, we have carriers and programs built for your area.
Estimated starting rates across our most common policy types. Every business is unique — submit your info for an accurate quote.
Injury & wage-replacement coverage
Third-party injury & property damage
GL + property bundled for savings
* Rates are estimates only. Final premiums depend on your industry, payroll, claims history, and experience modification factor. All policies placed through A-rated admitted and surplus lines carriers.
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