Empowering contractors and small businesses with fast, affordable commercial insurance.
CoverForce is a specialized commercial insurance platform built specifically for contractors, tradespeople, and small business owners across California. We understand that finding the right business insurance can be complicated and time-consuming, which is why we've created a streamlined experience that delivers personalized quotes in as little as 20 minutes.
Our platform focuses exclusively on the industries we know best: construction and skilled trades, manufacturing and wholesale operations, restaurants and food service, and retail businesses. This specialization allows us to offer deeper expertise and more competitive rates than general insurance providers.
We work with a network of A-rated insurance carriers to provide Workers' Compensation, General Liability, Commercial Package policies, and Commercial Auto coverage. Whether you're a solo contractor just starting out or an established business with multiple employees, our licensed specialists will help you find coverage that protects your business without breaking your budget.
With over 15 years of industry experience, 1.4 million+ businesses helped, and a 4.7-star rating on Google, CoverForce has earned the trust of contractors and business owners nationwide. Our team handles the paperwork, compares multiple carriers, and delivers binding options quickly—so you can focus on running your business.
CoverForce is built and operated by a team of licensed insurance professionals who are passionate about helping small businesses succeed. We're not a faceless algorithm—we're real people who pick up the phone, answer your questions, and advocate for you throughout the entire insurance process.