Can't get covered in Arkansas? High experience mod? We specialize in placing Workers' Compensation for hard-to-insure Arkansas businesses — construction, roofing, trucking, manufacturing — through 40+ admitted and surplus lines markets. Bindable quote in 15 minutes.
We write Workers' Comp for virtually every Arkansas business class — especially the high-hazard and high-EMR accounts that other brokers turn away.
We shop admitted carriers, E&S surplus lines markets, and the Arkansas assigned risk plan simultaneously — so you see your most competitive rate, not just the first quote we find.
Experience mods above 1.0, 1.5, even 2.0 — we know which Arkansas markets accept elevated mods and how to present your account to win approvals fast.
Most clients receive a bindable quote within 15 minutes of submitting their info. Certificates of Insurance issued same-day — including additional insured endorsements.
Yes. Arkansas law requires employers with 3 or more employees to carry Workers' Comp — and all construction employers must carry it regardless of headcount. Non-compliance means significant fines, stop-work orders, and personal liability for employee injuries. Don't wait until there's a claim.
Your premium is driven by your class code, annual payroll, and experience mod (EMR). High-hazard trades like roofing and construction typically run $6–$18 per $100 of payroll. CISA shops 40+ admitted and surplus lines markets simultaneously to find you the most competitive Arkansas Workers' Comp rate available.
Yes — being declined doesn't mean you're uninsurable. As a wholesale broker with surplus lines access, we regularly place Arkansas Workers' Comp for high-EMR, high-hazard, and previously declined accounts that standard carriers won't touch. We also have access to the Arkansas assigned risk plan for truly difficult placements.
Most Arkansas accounts receive a bindable quote within 15 minutes of submitting their information. Need a certificate urgently? Call (209) 400-1710 and we'll have your policy bound and your COI issued the same day.
CISA is licensed to place commercial insurance across all of Arkansas. Whether you're in a major metro or a smaller market, we have carriers and programs built for your area.
Estimated starting rates across our most common policy types. Every business is unique — submit your info for an accurate quote.
Injury & wage-replacement coverage
Third-party injury & property damage
GL + property bundled for savings
* Rates are estimates only. Final premiums depend on your industry, payroll, claims history, and experience modification factor. All policies placed through A-rated admitted and surplus lines carriers.
(209) 400-1710Complete the form below. One dedicated specialist — not a call center, not a team of sales reps — will personally reach out with your options.