The most competitive workers' comp rates for California construction trades — roofing, plumbing, electrical, HVAC, and more. High EMR accepted. Same-day binding. CSLB-compliant certificates in under an hour.
Takes 2 minutes. No obligation. Results today.
Verified Credentials & Coverage Requirements
Specializing exclusively in construction workers' comp across California since 2010.
We're not a generalist broker. Every client we serve is a California contractor. We know the class codes, the CSLB requirements, and exactly which carriers will approve your trade and your EMR.
Your Experience Modification Rate (EMR) directly controls your premium. We consult on loss control strategies, claims management, and classification accuracy to keep your EMR below 1.0 and your costs down year after year.
Need proof of insurance to start a job tomorrow or renew your CSLB license today? We issue ACORD certificates with all required endorsements within the hour — so you're never held off a job site.
High EMR? Prior losses? Been declined twice already? We work directly with surplus lines markets, specialty WC programs, and the California State Fund to find coverage for the contractors no one else will write.
Doesn't matter what you build or what your EMR is — we have a carrier market for it.
4.9 stars from 300+ California contractors
Real reviews from licensed tradespeople across the state
"As a licensed plumber (C-36), I was dropped by my last carrier after a pipe burst claim. CISA placed me with a specialty market in 24 hours — at a better rate."
Marco S.
Licensed Plumbing Contractor, Fresno CA
"Electrical work is hard to insure because of the fire liability. CISA knew exactly which carriers write C-10 contractors and got me covered with arc flash included."
James P.
Master Electrician, Sacramento CA
"CISA helped me get my EMR under control. Three years later my WC premium is down 28%. They're not just brokers — they actually advise you."
Linda V.
Plumbing Contractor, San Jose CA
"I needed my CSLB certificate same-day to start a commercial job. CISA had it in my inbox within 45 minutes. Zero hassle."
Tony R.
Electrical Contractor, Los Angeles CA
"Got my workers comp bound same-day after being declined by 3 other brokers. CISA found a carrier that worked with my high EMR."
Carlos M.
Roofing Contractor, Fresno CA
"Fast, no-nonsense, and way cheaper than my last policy. Saved $4,200 a year switching to CISA."
Dave R.
General Contractor, Sacramento CA
Call now or fill out the form above. A California-licensed construction WC specialist will respond within 15 minutes.