Is Workers' Compensation required for contractors in California?

Yes. California law requires all employers with one or more employees to carry Workers' Compensation insurance. Sole proprietors with no employees may be exempt, but many general contractors require proof of coverage even from owner-operators.

How fast can I get a contractor insurance certificate in California?

CISA issues same-day certificates of insurance for most contractor policies. Most policies can be bound within 1-2 hours of your application. Call (209) 400-1710 for urgent certificates.

What insurance do I need to renew my CSLB license in California?

CSLB requires Workers' Compensation insurance (if you have employees) and a $15,000 contractor bond at minimum. CISA is CSLB-compliant and can provide the exact certificates required for your license renewal.

Can I get workers comp with a high EMR in California?

Yes. CISA works with specialty and surplus lines carriers who cover contractors with prior claims or Experience Modification Rates (EMR) above 1.0 that standard markets decline.

What trades does CISA insure in California?

CISA insures all construction trades including roofing, plumbing, electrical, HVAC, concrete, masonry, painting, landscaping, solar installation, framing, drywall, demolition, and general contracting across California.

How much does workers comp cost for contractors in California?

Workers' comp rates for California contractors vary by trade. Landscaping starts around $38/mo, plumbing around $47/mo, HVAC around $54/mo, electrical around $62/mo, and roofing around $89/mo. Call (209) 400-1710 for a free quote.

CISA Landing

CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads, and documents, helping all users create useful web experiences.

Pages

Landing Page
About — About on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Contact — Contact on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Admin Dashboard — Admin Dashboard on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Client Portal — Client Portal on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Workers Comp CA — Workers Comp CA on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
General Liability CA — General Liability CA on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Contractor Insurance CA — Contractor Insurance CA on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Restaurant Insurance CA — Restaurant Insurance CA on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Commercial Property Insurance — Commercial Property Insurance on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Professional Liability Insurance — Professional Liability Insurance on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Commercial Umbrella Insurance — Commercial Umbrella Insurance on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Inland Marine Insurance — Inland Marine Insurance on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Work Comp Insurance — Work Comp Insurance on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Workers Compensation Insurance — Workers Compensation Insurance on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
General Liability Insurance — General Liability Insurance on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Commercial Auto Insurance — Commercial Auto Insurance on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
EMR Calculator — EMR Calculator on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Dynamic Landing Page — Dynamic Landing Page on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
CSLB Import — CSLB Import on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Email Preview — Email Preview on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Sitemap Manager — Sitemap Manager on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Sitemap Xml — Sitemap Xml on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
SEO Dashboard — SEO Dashboard on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Landing Page Analytics — Landing Page Analytics on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Activity Calendar — Activity Calendar on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
SEO Landing Pages Manager — SEO Landing Pages Manager on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Blog — Blog on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Blog Manager — Admin / Blog Manager on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Admin Dashboard New — Admin Dashboard New on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Email Template Manager — Email Template Manager on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Quick Estimate Leads — Quick Estimate Leads on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Outreach Analytics — Outreach Analytics on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Insured Better Alternative — Insured Better Alternative on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Workers Comp Contractors — Workers Comp Contractors on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Workers Comp AR — Workers Comp AR on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Contractor Insurance AR — Contractor Insurance AR on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Social Media Manager — Social Media Manager on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Ad Campaign Manager — Ad Campaign Manager on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
SEO Autopilot — SEO Autopilot on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
UTM Builder — UTM Builder on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Analytics Dashboard — Analytics Dashboard on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Content Writer Agent — Content Writer Agent on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Testimonials Manager — Testimonials Manager on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Insured Better Traffic — Insured Better Traffic on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Landing Page V2 — Landing Page V2 on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Landing Page V3 — Landing Page V3 on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Quote Funnel — Quote Funnel on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.
Settings — Settings on CISA Landing. CISA Landing organizes 43 pages for visitors, blog posts, testimonials, leads.

CISA Insurance — Commercial Insurance Broker

Licensed commercial insurance broker specializing in Workers' Compensation, General Liability, and contractor insurance across California, Arkansas, New Jersey, and New York. We shop 40+ A-rated carriers to find you the best rate.

Call us: (209) 400-1710 — Mon–Fri 8am–6pm PST

California Coverage

Arkansas Coverage

California Trades We Cover

Cities We Serve in California

Workers' comp and contractor insurance available in Los Angeles, San Diego, San Francisco, San Jose, Fresno, Sacramento, Long Beach, Oakland, Bakersfield, Anaheim, Riverside, Stockton, Irvine, Chula Vista, Modesto, Fontana, Santa Ana, Fremont, Oxnard, Moreno Valley, Glendale, Huntington Beach, Santa Clarita, Garden Grove, Oceanside, Rancho Cucamonga, Corona, Lancaster, Salinas, Palmdale, and all California cities.

Cities We Serve in Arkansas

Workers' comp and contractor insurance available in Little Rock, Fort Smith, Fayetteville, Springdale, Jonesboro, North Little Rock, Conway, Rogers, Bentonville, Pine Bluff, Hot Springs, Benton, Sherwood, Texarkana, Russellville, and all Arkansas cities.

Why CISA?

40+ A-rated carriers — we shop for the best rate
Average savings of $6,200/year vs. current policy
Same-day quotes and binding — certificates in 15 minutes
All CSLB contractor license classes covered (California)
ACLB-compliant certificates (Arkansas)
High-EMR, high-hazard, and previously declined risks accepted
One dedicated licensed specialist — not a call center
98% client renewal rate

Resources

Licensed Insurance Broker · Serving California, Arkansas, New Jersey & New York · cisa1.com · (209) 400-1710